Buy now and pay over time with promotional financing

Shop beyond with your Amazon Store Card

Here’s one more reason to love the Amazon Store Card. You can use your card to make purchases beyond using Amazon Pay. And you have the option to choose 0% APR financing with 6 equal monthly payments on qualifying Amazon Pay purchases*.

Not an Amazon Store Card or Prime Store Card member?
Learn more about the card

Amazon Pay purchases made using your Amazon Store Card and Prime Store Card are not eligible to earn reward points.

More places to shop
Shop online with tens of thousands of retailers that offer the Amazon Pay button at checkout.
0% APR financing*
With 6 equal monthly payments on qualifying Amazon Pay purchases of $150 or more.
Easy, secure and fast
Amazon Pay A-to-z Guarantee protects the condition and timely delivery of your purchases.
The perfect pairing
How to use your Amazon Store Card with Amazon Pay
Shop at your favorite store where Amazon Pay is accepted.
Amazon Pay
Check out with Amazon Pay
Select the Amazon Pay button at checkout and log in to your Amazon account. If it isn’t already set as your default card, select your Amazon Store Card from your wallet.
Choose your payment option
You can choose 6 months promotional financing on Amazon Pay purchases of $150 or more.*
Better together
Shopping is safe and easy
Beyond the 0% APR financing with 6 equal monthly payments option you get on qualifying purchases as an Amazon Store Cardholder, with Amazon Pay you’ll also enjoy the fast and familiar convenience of Amazon Pay simply uses the information and payment methods stored in your Amazon account, with no extra forms to fill out or additional accounts to create, and your purchases are protected by Amazon Pay’s A-to-z Guarantee. And wherever you use your Amazon Store Card, you are protected from any unauthorized charges with zero fraud liability.**
Frequently asked questions

How much will be charged to my credit card?

When you place your order, the total purchase amount will be charged to your credit card. The required minimum monthly payment amount will be listed on your statement.

How do I avoid interest and fees if I select equal monthly payment financing?

Provided you make your equal monthly payments on time and in full, you do not have to pay interest on this type of offer. If you do not make a payment on time or in full, you will be charged a late fee which will be assessed interest until paid.

How long will it take to pay off my purchase with equal monthly payments?

If your monthly payments are made on time and in full, the purchase will be paid off by the end of the 6-month offer period.

*Qualifying Amazon Pay purchases are priced at $150 or more. Note that this purchase amount may be higher than the purchase requirement for purchases.
**Zero Fraud Liability. You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person to whom you have given authority to use your Store Card, as the case may be, and that you will be liable for all use by such a person.

Equal monthly payments offer: Available on Amazon Pay purchases of $150 or more using your Amazon Store Card or Prime Store Card. Pay for your purchase of eligible products with six equal monthly payments and 0% APR. Available using all Store Card, no interest will be charged on the promotional purchase balance (which includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase) and equal monthly payments are required in the amount of the total initial promotional purchase (including the purchase amount, taxes and shipping charges) divided by the designated number of equal monthly payments, until the promotional balance is paid in full. If you do not make a required equal monthly payment on time, a late fee may be added to the minimum amount otherwise due on your equal monthly payments-Enabled Card Account in the following billing cycle; such late fees will accrue interest at the applicable standard purchase APR listed above. If products are eligible for an equal monthly payments offer, such eligibility, together with the designated number of equal monthly payments, will be noted during checkout. The equal monthly payments offer will apply to the qualifying product, and all other items in the same order, when payment is made using an equal monthly payments-enabled card account. Optional debt cancellation charges will not be included in the calculation of the equal monthly payment, but such charges may require you to make payments for additional months. The equal monthly payment may be higher or lower than the minimum payment that would be required if the purchase was a non-promotional purchase. The equal monthly payment calculated will not be increased to but may be included in the minimum amount otherwise due on your account or will be added to your minimum payment for other balances on your account. If you have chosen equal monthly payments as your default benefit option on and equal monthly payments is available on your purchase at Amazon Pay, the default benefit may apply. A monthly payment, if shown in advertising, should allow you to pay off the qualifying purchase (excluding taxes, shipping charges, or optional debt cancellation charges) within the promotional period if: (1) the purchase is and will be the only balance on the account during the promotional period (this means that you do not incur any additional fees or charges on your account and no other items are purchased with this order), (2) you make the payment by the due date each month, and (3) the purchase is subject to the equal monthly payments offer. Taxes and shipping charges imposed at checkout on this order will require you to make a higher monthly payment than shown. The monthly payment calculated for each equal monthly payments offer will be added to your minimum payment for other balances on your account, and will only apply if the equal monthly payments offer advertised is selected or set as the default benefit on your account. Amazon may designate any product as eligible for an equal monthly payments offer, and may designate the number of equal monthly payments associated with such equal monthly payments offer, in its sole discretion. If your purchase includes a recurring subscription, then the first month’s subscription fee (but not any subsequent monthly subscription fees) will also be included in the promotional purchase balance. See full details.

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