What can I buy with Affirm?
You can use Affirm to pay over time for almost anything you like from an online store that offers Amazon Pay with Affirm. Certain purchases are not eligible — such as gift cards, digital items, or cart values under $50 — and Affirm will not be available as an option at checkout for these purchases.
Can I use Amazon Pay with Affirm outside the U.S.?
Not yet. While you can use Amazon Pay to check out at tens of thousands of stores around the world, you can only use Affirm to pay for purchases shipped to a U.S. address.
How do I make payments?
After your items have shipped, you’ll get an email from Affirm with your payment schedule. You can manage your payments in the Affirm app or online and set up AutoPay so you don’t miss a payment.
Will Affirm affect my credit score?
Choosing Affirm as a payment option at checkout and seeing whether you are eligible will not affect your credit score. If you decide to buy with monthly payments through Affirm, your payments may be reported to credit bureaus.
Are there any fees or interest charges?
There are no hidden fees, no late fees, no annual fees, no surprises. Your payment plan may include interest charges depending on the size of your purchase and the plan you select at checkout. But you’ll never be charged more than you agree to at checkout.
Can I pay off my purchase early?
Yes, you can pay off your purchase early. You can choose the payment schedule that works best for you, and you will not be charged any penalties.
How do I get help?
Visit the Affirm Help Center to get answers to any of your additional questions.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.